Rideshare companies have revolutionized the way we get around. They have made it easier and more affordable to get to our destinations. Not only do they provide a convenient way to get around, but they also offer drivers the opportunity to make some extra money.

However, all new innovations come with their challenges. Rideshare drivers have been accused of not being adequately trained or insured. This has led to some public safety concerns. If you’ve been injured in an Uber accident, you may be wondering who is at fault, and how to get your medical bills covered. Reach out to a Chicago Uber accident attorney for additional information.

Understanding Liability

In an Uber accident, liability is determined by the specifics of the accident and the relevant laws. Generally, the person or company responsible for the accident will be liable for any resulting damages. For example, if the Uber driver was at fault, then Uber is usually liable for any damages caused. However, if a third party was responsible for the accident, the third party may be liable for any resulting damages. 

In cases involving an Uber accident, the first step is to determine who was at fault. In many states, Uber is considered to be a common carrier and is therefore liable for any accidents that occur while an Uber driver is carrying passengers. The Uber driver may also be liable if they were at fault, such as if they were reckless or negligent. If a third party, such as another driver, was responsible for the accident, they may be liable for the damages. 

Once liability has been established, the injured party can pursue damages from the liable party. Depending on the state, the injured party may be able to receive compensation for medical bills, lost wages, pain and suffering, and other expenses. It is important to speak with an attorney to understand the laws in your state and to determine the best course of action.

Rideshare Insurance

Rideshare companies provide insurance policies to protect their drivers and customers from the financial costs associated with accidents. Generally, these policies provide coverage for medical bills, property damage, and lost wages. Depending on the company, the policy may provide coverage for other expenses as well.

For drivers, most rideshare companies provide a liability policy that covers bodily injury and property damage caused by the driver’s negligence. This policy usually provides coverage up to a certain limit, and may not cover all damages in the event of an accident.

For customers, rideshare companies usually provide a contingent coverage policy that covers medical bills, property damage, and lost wages up to a certain limit. This policy is only triggered when the driver’s primary insurance policy is not enough to cover the damages.

In addition to these policies, some rideshare companies may provide additional coverage for drivers and customers, such as uninsured/underinsured motorist coverage. It is important to read the policy carefully to understand what is and is not covered, and to speak with an attorney if there are any questions.

Who Is Liable For The Injuries You Suffer?

Rideshare companies also provide insurance policies to protect their drivers and customers from the financial costs associated with accidents. Generally, these policies provide coverage for medical bills, property damage, and lost wages. Depending on the company, the policy may provide coverage for other expenses as well.

For drivers, most rideshare companies provide a liability policy that covers bodily injury and property damage caused by the driver’s negligence. This policy usually provides coverage up to a certain limit, and may not cover all damages in the event of an accident. For customers, rideshare companies usually provide a contingent coverage policy that covers medical bills, property damage, and lost wages up to a certain limit. This policy is only triggered when the driver’s primary insurance policy is not enough to cover the damages. It is important to read the policy carefully to understand what is and is not covered, and to speak with an attorney if there are any questions.

Can You Sue The Rideshare Company?

In order to sue a rideshare company, the plaintiff must first prove that the company was liable for their injuries. This means that they must show that the company was negligent, or that they had a duty to the plaintiff that they failed to fulfill. Examples of a rideshare company’s negligence may include inadequate driver training or background checks, or failure to maintain the vehicle in a safe condition. It is also important to show that the negligence of the company directly caused the plaintiff’s injuries.

The plaintiff must also show that the damages they suffered were significant enough to warrant a lawsuit. This includes medical bills, lost wages, pain and suffering, and other losses that were a result of the accident. It is important to provide proof of these damages, such as medical bills and invoices for repairs. The claimant must also provide evidence that the rideshare company was aware of the risks associated with their services, such as providing adequate driver training, and that they failed to take reasonable steps to mitigate those risks. This could include failing to provide proper safety training or equipment or failing to maintain the vehicles in a safe condition.

Understanding liability in rideshare accidents can be complicated, and it is important to speak with an attorney if there are any questions. Rideshare companies generally provide a variety of policies that protect their customers and drivers from the financial costs associated with accidents. It is important to read the policy carefully and to speak with an attorney if there are any questions.