Workers’ compensation is a type of coverage that provides financial relief to employees who are injured or become ill due to their job. In Baltimore, you can file a claim for workers’ compensation benefits if you have been injured on the job or developed an occupational illness due to your job duties. 

This is possible if the Maryland workers’ compensation law covers your employer and you meet the requirements for receiving benefits. In Maryland, most employers must carry workers’ compensation insurance, which protects employees who are injured on the job or develop an occupational illness.

To be eligible for workers’ comp restitution, you must have been an employee of the company at the time of the occupational injury or illness, and your injury or illness must have occurred while performing your job duties. Thankfully a workers comp lawyer in Baltimore can help you with that.

If you bring a workers’ compensation claim in Baltimore, you may be eligible to receive a variety of benefits, including:

Medical care

If you have been injured on duty or have developed an occupational illness, you should immediately report the occurrence to your employer. Your employer will then typically file a claim with their workers’ compensation insurance carrier, and the carrier will process your claim and determine whether you are entitled to receive benefits.

Workers’ compensation will cover the cost of medical treatment related to your work-related injury or illness. This can include hospital stays, doctor’s visits, physical therapy, and prescription medication.

Disability benefits

If you cannot continue working due to your injury or illness, you may be eligible for temporary or permanent disability benefits. These benefits are typically paid as a percentage of the employee’s average weekly wage. They are intended to help the employee cover their living expenses while unable to work. Two types of disability benefits may be available through workers’ compensation: temporary disability benefits and permanent disability benefits.

Rehabilitation services

If you cannot do your pre-injury job, workers’ compensation may provide rehabilitation services to help you learn new job skills and return to work.

Death benefits

Workers’ compensation may provide death benefits to the worker’s surviving family members if a worker dies due to a work-related injury or illness. In general, death benefits may include the following:

  • Funeral and burial expenses.
  • Lost wages.
  • Dependent benefits.

These benefits are intended to help the family cover their living expenses and other financial obligations after the employee’s death.

A KEY TAKEAWAY

It is important to know that the specific benefits you are eligible for may vary depending on the specifics of your case. Speaking with an experienced workers’ compensation attorney if you have questions about your rights and options is always a good idea.

If you are denied workers’ compensation benefits, or if you disagree with the amount of benefits awarded, you have the right to appeal the decision. A workers’ compensation lawyer can inform you of your rights and options and represent you in the appeals process if necessary.