Insurance companies in the US have a good lobby and are a major economic power. In the event of damage, many car insurance companies take advantage of this after an accident by simply paying with a delay or not transferring the full amount. Find out here what the opposing insurance company has to pay and what you can do if it pays too little or if you have been waiting a long time for your claim to be settled.
What costs does the opposing car insurance company have to bear?
If you were involved in a car accident through no fault of your own, the insurance of the other party involved in the accident must usually cover the following costs:
The car insurance company has to cover the costs for an expert if the probable accident damage is above the minor limit of approx. 800 €. In the case of minor damage, you would have to bear the costs yourself.
The opposing car insurance company must pay the costs for a Kansas City motorcycle accident attorney in any case, there is no minimum limit here. If you were involved in an accident through no fault of your own, you can always hire a lawyer of your choice, such as https://www.royceinjurylawyers.com/personal-injury/motorcycle-accidents/.
Normally, the opposing car insurance company has to cover the entire repair costs and, if necessary, rental car costs. Here, however, the sum given in the cost estimate or vehicle appraisal is often reduced.
What to do if the insurance company reduces the expert sum?
Nowadays, car insurance companies are increasingly trying not to fully cover the costs of the other party involved in the accident – be it the rental car costs or the repair costs. This is usually justified by the fact that the report submitted or the cost estimate prepared was checked again and the damage determined was assessed as too high. The insurance company then makes a partial payment, often reducing the original amount by as much as 20%.
Engaging a motorcycle accident attorney Kansas City now is often no longer worthwhile because the missing sum has hardly any legal value. In the case of higher damage amounts, it is therefore advisable to involve a lawyer right from the start so that you can actually get the full amount paid out.
What can I do if the car insurance does not pay?
Unfortunately, anyone involved in an accident through no fault of their own often has to wait a long time for the insurance company to settle the claim. Unfortunately, impatience is not a good guide here. After the report or cost estimate has been sent, the insurance company must be granted a reasonable period of time to examine it. Then the payment must be reminded again, only then can you sue. If you do not keep to sufficient deadlines, you will usually be left with the costs for your lawyer.
Especially in the case of a traffic accident with higher property damage, in which you were involved through no fault of your own, it is worth engaging a lawyer right from the start. Because the costs for your traffic lawyer have to be covered by the opposing insurance company in any case. Your lawyer can help you ensure that the insurance company actually transfers the requested amount without any deductions and can take further legal action if there are longer delays in the transfer. It always pays off in the case of high property damage.
Claims Settlement – Always Better With A Traffic Lawyer
How easy it is to get involved in an accident. In this case, whoever is at fault for the accident must also pay for the damage. That sounds logical – but unfortunately it is often not easy to get your rights and therefore your money.
Accident claims settlement – what is that exactly?
Claims settlement is basically the accident settlement after an accident. It serves to obtain compensation from the opponent. As the injured party, you are initially obliged to prove the damage. Therefore, be particularly thorough when recording the accident, because experience shows that insurers try all means to reduce benefits to a minimum. And this despite the fact that the case law stipulates that you may not be in a worse financial position after the accident than before the accident.
What you should definitely do after an accident:
- Collect evidence right after the accident (photos, information sharing).
- Create a joint accident report and have the person who caused the accident confirm the course of the accident in writing.
- Have an expert determine the extent of the damage.
- Hire a Kansas City motorcycle accident lawyer, he will take care of the damage settlement
The person who caused the accident must also bear the costs of your traffic lawyer. The traffic attorney relieves you of the hassle and work of regulating the accident. So there is no reason not to hire a traffic lawyer.
Even if you are partly to blame for the accident, the other party has to pay part of your lawyer’s costs.
What You Are Entitled To After An Accident:
- The necessary repair costs or, in the case of a total loss, the value of the vehicle before the accident must be reimbursed.
- Compensation for the depreciation that your car suffers despite a properly carried out repair.
- The cost of a rental car or compensation for loss of use if you do not take a rental car.
- Compensation in the event of an accidental injury.
When are you entitled to compensation for pain and suffering?
If you were injured as a result of the accident, the person who caused the accident must also pay you compensation for pain and suffering.
How much compensation you are entitled to.
Unfortunately, the compensation for pain and suffering is not specified in a table like a fine, for example. The legislature only speaks of appropriate compensation. Only your traffic attorney can tell you how appropriate it is in individual cases. In this case, the duration of the pain caused by the accident and personal circumstances must be taken into account.