Benefits of Having a Health Card for Your Family

The world we live in is full of uncertainties. Look at the  COVID-19 scenario. It has unapologetically taken our lives by storm these past couple of years. The point is that a medical emergency can crop up at any given time unwarranted. We need to be prepared for it. 

Not all of us have opted for health insurance. This could be due to a variety of reasons. What other options do we have then? In today’s digitalised world where things in every sector are getting digitalised, in the health sector, we now have digital health cards. Further down we shall be learning more about such cards and the benefits of health cards. Bajaj Finserv is one such company that provides health cards. 

What is a Health Card?

A health card is a fully digitalised card that takes care of your health based expenses. It can be used in pharmacies, medical centres, hospitals and diagnostic centres. It contains the details of your health plan along with the pre-approved limit meant for expenses.

It also contains your basic personal information. It gives the user the possibility of cashless payments related to their or a family member’s medical expenses. It can be easily applied at the service provider website with a joining fee and least amount of documentation. A health card can be selected for an individual or family. You can apply health card from the official website of the service provider. 

Benefits of a Health Card for Your Family

A necessity in every household, a health card has various benefits for your family. Many call it a saviour in their lives. Some of the benefits that they uphold are mentioned next.


The service providers have tie-ups with thousands of centres (diagnostic centres, hospitals, medical centres and pharmacies) across 1000+ cities in the country.. It can be used to pay for the treatment of hundreds of ailments. 

Varied Service Providers

There are a number of service providers that provide health cards. They all have varied offers and plans. You can carefully analyse and select the one of your choice.

Completely Digital

The card is completely digital. All the relevant details like your basic personal information and the plan that you have opted for is inbuilt in it. You can access the details by logging in your account. 

Access to Information

You can access the latest status of your health card by logging in to your account. Alternatively, most service providers have apps for their product. You can download it to your phone to access all the relevant information of your account. 


It is a digital card. Hence, it is very convenient to carry just like your bank cards. You can easily carry it iin your purse, bag or wallet. You don’t have to bother carrying physical copies of your health plan. This is most convenient when you travel. 

Use while Travelling

The health card can be easily carried when you travel. It can cater to your family’s medical needs during the trip. This is so as the card provided by the service providers is valid across 1000+ cities across the country. You don’t have to bother to arrange cash if a medical emergency crops up while travelling with your family. 

Cashless Option

By having a health card for your family, you don’t have to bother for cash to pay for your medical bills. There is a pre-approved amount linked to the digital card which can conveniently be used as and when needed for any member of the family. 


The expiration date of the health card is clearly mentioned on the card. So, there is no confusion as to when it will expire. You can simply apply for a new card when the present card is nearing its expiration date. 

No Hassles for Multiple Cards

Having a family health card has another benefit in the fact that one card can be used for all members of the family. There is no hassle of having an individual card for each family member. 

Offers & Discounts

Many companies that provide health cards for your family also have varied offers and discounts from time to time. You can avail these offers if it suits your need. Also, certain companies like Bajaj Finserv offer a comp[limentary personal accident cover worth 1 lakh along with your health card.

The health card has become a necessary part of our lives in today’s world. Having a health card that caters to all members of the family is easily available too. Opt for it to be tension free during medical emergencies.

You can choose from the many service providers. You have a variety of plans to choose from too. It has a lot of benefits which have been briefly explained above. Take your time to go through the details and ask the experts for their unbiased opinion for which plan will suit your family the best. 

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